There are many benefits to purchasing central heating insurance. Not only will your provider arrange for repair if anything breaks down, but regular maintenance on your boiler and central heating system may also be carried out. This keeps your boiler in good working condition and should prevent most breakdowns from ever happening in the first place, giving you added peace of mind.
Most energy suppliers will offer central heating insurance but it’s wise to shop around first as each provider will differ in what their plan includes and prices will vary greatly between plans and providers.
Choosing the correct central heating or boiler insurance will depend on several factors including cost, the type of boiler you have installed and what you want the plan to insurance. For instance how many claims you can make in a year and how quickly a repair engineer can be sent out if anything goes wrong are two of the questions you may want to ask before committing to any cover.
Some providers may have an upper limit on the amount you can claim, whilst others may not cover the cost of an annual maintenance check.
Most providers offer special packages for certain circumstances such as a landlord renting property to a tenant. However, some providers may not offer insurance for older boiler systems so the choice may be somewhat limited for these.
Gas and Oil Boilers
When purchasing central heating insurance for a standard gas boiler you should look for a plan that includes at least some of the following:
- Boiler repairs, covering both the cost of parts and repairs.
- Help with costs in replacing your boiler if it is damaged beyond repair. This will usually have an upper limit on the amount paid out.
- A set number or unlimited amount of claims you can make each year.
- Annual maintenance servicing to your boiler and central heating system.
Electric Boilers
When purchasing central heating insurance for an electric boiler you should look for a plan that includes at least some of the following:
- Boiler repairs including the cost of parts.
- Guaranteed call out service in case of emergency.
- Help with costs in replacing your boiler if it is damaged beyond repair. This will usually have an upper limit on the amount paid out.
- A set number or unlimited amount of claims you can make each year.
- A telephone helpline number that preferably can be reached 24/7, 365 days per year.
There are many different central heating insurance plans available and deciding which one is best for you is not always easy. To help with making an informed choice in finding a deal that suits, try one of the many price comparison sites available on the internet.
